Critical Illness Cover in Mold
Serious illnesses can strike without warning.
At UKI Financial Planning Ltd, we provide personalised critical illness cover in Mold & beyond to help you protect your income, mortgage, and family lifestyle if you’re diagnosed with a major condition.
Our advisers are here to ensure you get the right cover and support every step of the way.
Why choose us for critical illness cover?
- Local specialists with over 100 years of combined experience
- Fee Free Protection advice
- Tailored quotes from leading UK insurers
- Honest, jargon-free advice
- Ongoing policy reviews and support
What is Critical Illness Cover?
Critical illness insurance pays out a tax-free lump sum if you're diagnosed with a serious illness covered by your policy. This payout can help you:
- Cover mortgage repayments while recovering
- Replace lost income
- Fund private treatment or care
- Support your family financially
At UKI Financial Planning, we match you with policies that provide real security when you need it most.
Who Needs Critical Illness Insurance?
It’s suitable for anyone who:
- Wants to safeguard their income during illness
- Has financial dependents
- Holds a mortgage or other liabilities
- Is self-employed and lacks sick pay benefits
Our clients include first-time buyers, growing families, and small business owners who want dependable protection.
What Conditions Are Covered?
Every provider’s policy is slightly different, but typical conditions include:
- Certain types and stages of Cancer
- Heart attack
- Stroke
- Multiple sclerosis
- Major organ transplant
- Parkinson’s or Alzheimer’s disease
We help you understand what is and isn’t covered so you can make a fully informed choice.
Our 5-Step Process
Discovery Call – We explore your goals and needs
Research & Quote – We match you to suitable insurers
Policy Selection – You choose the right protection with our help
Application Support – We manage the process from start to finish
Ongoing Reviews – Life changes – we help your policy keep up
FAQs
Is critical illness cover the same as life insurance?
No – life insurance pays out if you die. Critical illness pays out while you're alive, to help during a health crisis.
Do I need both life and critical illness cover?
Many people choose a combined policy to protect both scenarios. We can explain your options.
How much does it cost?
Costs vary by age, health, and level of cover. We’ll help you find an affordable policy.
What if I recover quickly?
The lump sum payout is yours to use as needed – even if you make a full recovery.
Protect Your Future with Critical Illness Cover in Cheshire & Beyond
Don’t let a serious diagnosis derail your finances. UKI Financial Planning Ltd offers expert support and tailored cover to give you peace of mind.
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