First Time Buyers

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You will be pleased to know that a mortgage for your first house purchase will be no different to a standard mortgage. Lenders apply their usual affordability criteria to borrowers regardless of their level of experience, but you will have a more detailed discussion regarding regular budgets to make sure that you are aware of all the ongoing and peripheral costs around buying a home and the month to month expenses of home ownership.

We have access to a comprehensive range of mortgages from across the market. We deal with many different lenders some with exclusive deals not available on the high street.

We often recommend that you save as large a deposit as possible, as it could help you get a better deal at a lower interest rate.

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