We will help you decide if you should transfer your existing mortgage to your new property or source a new one.
Comparing Mortgages is important, if you are moving home, we will take the time to understand your circumstances, search a comprehensive range of mortgages across the market and help you understand your options.
It could take some careful calculations to understand the most cost-effective solution for you, depending on whether you are applying for a bigger or smaller loan amount.
In some cases, porting your mortgage can result in you having two parts to your mortgage. You will still need to complete a full mortgage application if you are considering porting your current mortgage.
If you currently have a mortgage on your property, you will need to provide the following:
- Your current mortgage balance
- The date your current deal expires
- Any early repayment charges
These points are important as they are needed to provide you with the best possible tailored advice.
Our experienced mortgage advisers are here to help you find suitable mortgage products. We also help guide you through the process and inform you on what is required to give you the best chance of securing your next home purchase.
Not only will we arrange the Mortgage for you, we will advise on and arrange the Buildings & Contents Insurance, Life Insurance, Critical Illness Cover and Income Protection so there is no need to worry.