When looking at life and family protection remember to get independent advice. Don’t simply pick the cheapest policy you can find on the web as it almost certainly won’t meet your needs.
There are many reasons why people need life protection. These include; repayment of a mortgage, protecting their spouse, protecting their children, protecting their income, inheritance tax planning, and even for funeral expenses.
There are many different policies that will help to ease the financial burden on death. It is also possible to include other options such as critical illness cover and terminal illness cover.
At www UK Investments Ltd., we have the technology to research the companies’ quotations and deliver these to you along with looking at not only the premium but the type of cover they offer.
With so many different plans to choose from, it is important to receive independent advice on which policy is most suitable. We ensure that every client is given advice on not only what type of policy is suitable, but what tax implications are involved and whether the policy should be written into trust.
It is also important to include any existing policies you may have or indeed employer’s provisions. These can reduce the cover needed in some cases and can be included within your overall Life Planning portfolio.
• Life protection
• Whole of Life plan
• Mortgage Protection Plans
• Critical Illness Cover
• Income Replacement Cover
• Accident and Sickness Cover
• Unemployment Cover
• Private Medical Insurance
• Family Income Benefit
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